Banking that moves as fast as your goals.

Apex Capital Finances ("Apex Capital Finances," "we," "us") is committed to protecting the privacy of individuals who visit this website or use our financial products and services in the United States.

1. Data Collection

We collect information you provide directly, including your name, contact details, date of birth, and financial information submitted through applications, forms, or account inquiries, as well as technical data such as IP address and browser type.

2. Cookies

We use cookies and similar technologies to operate this site, remember preferences, and analyze traffic. You may disable cookies in your browser settings, though certain features may not function properly.

3. Storage

Personal and financial information is stored using industry-standard encryption, including 256-bit SSL in transit and encryption at rest, with access limited to authorized personnel.

4. Third-Party Providers

We may share information with regulated banking partners, insurance underwriters, payment processors, and credit bureaus solely to deliver the products and services you request. We do not sell personal information to third parties for their own marketing purposes.

5. Consumer Rights

You may request access to, correction of, or deletion of your personal information, subject to applicable recordkeeping requirements under U.S. banking and securities law.

6. California Privacy Rights (CCPA)

California residents have the right, under the California Consumer Privacy Act, to request disclosure of collected data, request deletion, and opt out of the sale or sharing of personal information. To exercise these rights, contact us using the details below.

7. Contact

Questions about this policy may be directed to privacy@apexcapitalfinances.com or 4968 Tyler Avenue Hialeah, FL 33012.

These Terms & Conditions govern the use of this website and any financial product or service agreement entered into with Apex Capital Finances, a company operating in the United States.

1. Usage

This website is provided for informational purposes and to facilitate applications for financial products. Use of this site does not guarantee approval for any loan, insurance policy, or investment account.

2. Disclaimers

Rates, terms, and figures displayed on this website are illustrative and subject to change based on creditworthiness, market conditions, and underwriting review. Investment products are not FDIC insured, may lose value, and are not guaranteed by any bank.

3. Payments

Payment terms for any product, including loan repayment schedules, insurance premiums, and advisory fees, are detailed in your individual account agreement at the time of enrollment.

4. Liability

To the maximum extent permitted by law, Apex Capital Finances's liability for any claim arising from use of this website or our services is limited as set forth in your individual account or service agreement.

5. Intellectual Property

All content on this website, including text, graphics, and design elements, is the property of Apex Capital Finances and may not be reproduced without written permission.

6. User Responsibilities

Users agree to provide accurate and complete information when applying for any product and to safeguard their account credentials.

7. Governing Law

These terms are governed by the laws of the State of USA and applicable United States federal law, including federal banking and securities regulations, without regard to conflict-of-law principles.

8. Dispute Resolution

Any dispute arising from these terms or your use of our services shall first be addressed through good-faith negotiation, and if unresolved, through binding arbitration as detailed in your account agreement.